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Paper · arXiv

The More the Better? A Comparison of Single- and Multi-Agent LLM Setups on a Financial Review Task

Practitioner guidance holds that a large language model reviews a document better when the work is divided among agents. We test a narrow form of it in a controlled comparison of single-agent and multi-agent setups on a financial task, reviewing credit assessment memos against requirements. One agent checks six requirements in one call. A team of three on the same model checks the same memo, two requirements each, in the same words, with no roles or later stage. Labels are known for every requirement on 300 synthetic memos, so misses and false alarms are measured separately. Two primary predictions are tested on four models at a Bonferroni-corrected level. Under an instruction to decide e...

AuthorsPei Liu
Primary categorycs.AI
Published20 October 2026
Last updated at source20 October 2026
cs.AIcs.CE
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