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Paper · arXiv

FinRT: Distilling Adaptive Red-Teaming Strategies into Reusable Adversarial Generators in Consumer Finance

In regulated industries like consumer finance, seemingly harmless user queries can exploit large language model vulnerabilities, triggering safety failures and pushing responses dangerously close to policy limits. Existing automated red-teaming methods trade off attack effectiveness against generation cost, while treating coverage, severity, and diversity as incidental rather than joint objectives. We introduce FinRT, a structured framework that builds reusable adversarial prompt generators from adaptive red-teaming strategies. Across the six victim models in consumer finance, FinRT substantially outperforms adaptive search baselines while amortizing target-facing attack generation into a...

AuthorsRikhiya Ghosh, Himanshu Kumar, Sriram Venkatapathy et al.
Primary categorycs.CL
Published29 September 2026
Last updated at source29 September 2026
cs.CLcs.CRcs.LG
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