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Paper · arXiv

Retrieval-Guided Fine-Tuning as Noisy Estimation: Risk bounds and Architectural Analysis

Retrieval-Guided Fine-Tuning (RAG-FT) incorporates retrieved data directly into the training objective, but the statistical consequences of noisy retrieval during training remain theoretically undercharacterized. We study this question by modeling RAG-FT as an estimation problem in a multi-task linear regression framework, using an OLS proxy for single-layer linear self-attention to obtain finite-sample risk bounds. Under homoscedastic retrieval noise, we show that retrieval failure decays exponentially with task separation relative to noise, and derive explicit finite-sample conditions under which RAG-FT achieves lower risk than both target-only and full-corpus training. We then introduc...

AuthorsBhargav Lad, Yifan Hao
Primary categorycs.LG
Published13 September 2026
Last updated at source13 September 2026
cs.LGmath.ST
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