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Paper · arXiv

Auditing Self-Evolution in Financial Agents: Capability Gains, Security Drift, and Execution-Interface Mismatch

Self-evolving agents turn experience into reusable skills, workflows, or memories, but post-evolution accuracy alone does not show whether learned behavior preserves previously correct behavior or security. We audit SkillOpt, Agent Workflow Memory (AWM), and ReasoningBank in simulated e-banking using matched benign acquisition trajectories, sealed evaluation endpoints, execution-grounded checks, and independent state replay. On Qwen 3.7 Flash, SkillOpt raises benign utility from 0.741 to 0.837 while exposure to injected content rises from 0.820 to 0.943. Conditional attack success after exposure falls from 0.605 to 0.562, yet overall attack success rate (ASR) rises from 0.496 to 0.530 and...

AuthorsJialong Li, Jialing Zhu
Primary categorycs.AI
Published18 August 2026
Last updated at source18 August 2026
cs.AI
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