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Paper · arXiv

Compliance-Aware Agentic Payments on Stablecoin Rails

Agentic payment systems extend delegated action to financial transfers, but scaling them on stablecoin rails in regulated settings requires safeguards that remain effective when humans are not continuously in the loop. We present a compliance-aware architecture that combines x402-style, signature-based payment authorisation and relayed execution with programmable compliance embedded as an on-chain guardrail via a policy wrapper and policy manager coordinating modular checks. By enforcing compliance at the point of execution, rather than as a separate off-chain workflow, the approach preserves low-friction settlement when conditions are satisfied, records transaction-linked on-chain attest...

AuthorsKenneth See, Xue Wen Tan
Primary categorycs.CR
Published30 April 2026
Last updated at source30 April 2026
cs.CRcs.AIcs.CEcs.MA
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