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Paper · arXiv

APEX: Agent Payment Execution with Policy for Autonomous Agent API Access

Autonomous agents are moving beyond simple retrieval tasks to become economic actors that invoke APIs, sequence workflows, and make real-time decisions. As this shift accelerates, API providers need request-level monetization with programmatic spend governance. The HTTP 402 protocol addresses this by treating payment as a first-class protocol event, but most implementations rely on cryptocurrency rails. In many deployment contexts, especially countries with strong real-time fiat systems like UPI, this assumption is misaligned with regulatory and infrastructure realities. We present APEX, an implementation-complete research system that adapts HTTP 402-style payment gating to UPI-like fiat ...

AuthorsMohd Safwan Uddin, Mohammed Mouzam, Mohammed Imran et al.
Primary categorycs.CR
Published2 April 2026
Last updated at source2 April 2026
cs.CRcs.AI
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