HOMEY: Heuristic Object Masking with Enhanced YOLO for Property Insurance Risk Detection
Automated property risk detection is a high-impact yet underexplored frontier in computer vision with direct implications for real estate, underwriting, and insurance operations. We introduce HOMEY (Heuristic Object Masking with Enhanced YOLO), a novel detection framework that combines YOLO with a domain-specific masking mechanism and a custom-designed loss function. HOMEY is trained to detect 17 risk-related property classes, including structural damages (e.g., cracked foundations, roof issues), maintenance neglect (e.g., dead yards, overgrown bushes), and liability hazards (e.g., falling gutters, garbage, hazard signs). Our approach introduces heuristic object masking to amplify weak si...
| Authors | Teerapong Panboonyuen |
|---|---|
| Primary category | cs.CV |
| Published | 19 March 2026 |
| Last updated at source | 19 March 2026 |
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