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Benchmarking Large Language Models for Quebec Insurance: From Closed-Book to Retrieval-Augmented Generation

The digitization of insurance distribution in the Canadian province of Quebec, accelerated by legislative changes such as Bill 141, has created a significant "advice gap", leaving consumers to interpret complex financial contracts without professional guidance. While Large Language Models (LLMs) offer a scalable solution for automated advisory services, their deployment in high-stakes domains hinges on strict legal accuracy and trustworthiness. In this paper, we address this challenge by introducing AEPC-QA, a private gold-standard benchmark of 807 multiple-choice questions derived from official regulatory certification (paper) handbooks. We conduct a comprehensive evaluation of 51 LLMs a...

AuthorsDavid Beauchemin, Richard Khoury
Primary categorycs.CL
Published8 March 2026
Last updated at source8 March 2026
cs.CL
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